1.

TAXES which accrue during the year of purchase by the BUYER shall be prorated as of the date of execution of this Agreement. Thereafter, BUYER shall pay for all subsequent taxes and all assessments levied subsequent to date of this Agreement.

2.

BUYER shall construct no buildings upon the property that do not conform to applicable Health and Building codes of Meade County, South Dakota.

3.

BUYER will allow no public nuisances to be created up on the property and will not allow the property to become unsightly.

4.

IT IS understood and agreed between said parties that time is of the essence of this agreement and in case the BUYER(s) shall fail to make the payments as required as agreed, or any of them, punctually within ten (10) days of the time limited thereafter of fail to keep any agreement herein contained, then the SELLER at Seller's option, shall have the following rights:

(a)

To declare this contract cancelled for default and null and void, and to declare the purchaser's rights forfeited and debt extinguished, and to retain sums previously paid hereunder by buyer and declared as 'rent'.

(b)

To declare the whole unpaid principal balance of said purchase price with the interest thereon at once due and payable.

(c)

To withdraw said deed and other documents from escrow, if any, and/or To foreclose this contract by suit in equity.

5.

IN CASE suit or action is instituted to foreclose this contract or to enforce any provision thereof, the losing party in said suit or action agrees to pay such sum as the trial court may adjudge reasonable as attorney's fees to be allowed the prevailing party in said suit or action, and if an appeal is taken from any judgment or decree of the trial court, the losing party further promises to pay such sum as the appellate court shall adjudge reasonable so the prevailing party's attorney's fees on such appeal.

6.

THE LOCATION of the Public Utilities shall follow the existing road easement where practical; if not practical in the judgment of the utility company, said Public Utility, along with required guy wires or other appurtenances, shall be placed where said utility company deems appropriate. There is a 60’ wide utility easement along all boundaries. Further subject to any covenants , exceptions and/or right of way of record or apparent upon the ground affecting said property.

7.

A LATE CHARGE of ten percent (10%) but not less than $5.00 of gross monthly payment, will be charged for any payment RECEIVED three (3) days after the due date set forth by this Agreement.

8.

BUYER agrees to pay one-half (1/2) monthly collection fee on each installment. The fee as of the date of this Agreement is Twelve Dollars ($12.00). BUYER will pay Six Dollars ($6.00) as his portion. This fee may be subject to minimum increase during the term of this contract. SELLER will notify BUYER in writing prior to increase, if any.

9.

SELLER will allow bearer a one year exchange on any parcel of comparative price. BUYER may upgrade at any time during the term of this agreement.

10.

AT BUYER'S request , SELLER will issue to BUYER, his heirs and assigns, 12 months subsequent to the date of this Agreement, a Warranty Deed secured by a Note and Deed of Trust to subsequent property, provided that BUYER has adhered to ALL of the terms and conditions of this Agreement, and all payments have been timely, and the account is current.

11.

BUYER agrees upon issue of Note and Deed to sign a quit-claim deed to be held in the office of WVT Services, Inc., unrecorded, with a 90-day grace period attended by SELLER.

12.

DISCOUNT: A discount of five (5%) of principal balance is offered to BUYER if final payment is made within three (3) years from the date of this Agreement.

13.

PREPAYMENT PENALTY: There is NO penalty for early payoff. BUYER can make greater installments and avoid some of the interest charges. Interest is based on principal balance only.

14.

SELLER shall have the right to assign this agreement. SELLER shall obtain BUYER’S permission before assigning Agreement.

15.

THIS LOT is sold as is, SELLER makes no representation as to the value, if any.

16.

SELLER will subordinate loan if requested by BUYER(s).

17.

Existing roads on this land are private and are legal easements for access. It is the responsibility of each property owner to maintain their roads.

18.

CAMPING: This land is sold for homesite development. No camping beyond a combined total of fourteen (14) days per year by any property owner.

19.

BUILDING RESTRICTIONS: All permits must be obtained from County. Doublewide manufactured homes permanently affixed are allowable. NO single wide homes allowed. Minimum square footage per residence is 1200.

20.

PROPERTY MAINTENANCE: All refuse must be disposed of according to County standards. Property must not be allowed to become unsightly.

21.

WELLS: Only type of well drilling permitted is domestic. No agri-wells permitted.